Owning property

Owning Property:[1] A Peruzbal is only valid if the borrower possesses some[2] piece of land or an object connected to land.[3] It is valid even if the borrower does not actually own the land but possesses it through renting, or borrowing it even temporarily [during the time that the lender […]

In today’s times

  In today’s times must one perform a Peruzbal in order to request the payment of loans after Shemitah?[1] The widespread custom today [i.e. times of Rosh/Michaber/Admur] in these provinces is not to perform a Peruzbal and nevertheless allow one to demand the paying back of a loan even after […]

The Peruzbal process

  The Peruzbal process:[1] Before the Shemitah year begins the lender is to gather a valid court of three Kosher Jews [see Halacha 6] and state to them “I hereby hand to you all the debts that are owed to me [and through doing so] I should be allowed to […]

What is a Peruzbal

What is a Peruzbal?[1] The Peruzbal is a process instituted by the Sages [for times when Shemitah is only Rabbinical[2]] which allows a loan to stay in effect even after the Shemitah year, and thus allows one to demand the debt to be paid back.[3] [The word Peruzbal means institution […]

Obligation

The Biblical and Rabbinical obligation:[1] [Biblically the command to annul loans during Shemitah only applies during times that the Yovel cycle is in practice[2], which is when all the tribes are living in Eretz Yisrael.[3]] In today’s times [however] the laws of Shemitas Kesafim [abolishing debts] during the year of […]

Introduction

  Introduction: The Torah [Re’e 15:2] commands us that at the end of the seventh year cycle one must annul all loans that he is owed by other Jews. It is thus forbidden for the lender to ask for the loan to be paid back. The Peruzbal is a process […]

How to answer Amen for a blessing

How to answer Amen:[1] Answering Amen to a blessing contains a number of laws and restrictions. The proper answering of Amen is so severe that Ben Azaiy states in the Talmud that on one’s form of answer is dependent the longevity of his life.[2] These laws apply towards Amen after […]